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What is a VAT loan?
A VAT loan is a short-term finance solution designed to help businesses cover their quarterly VAT bill to HMRC. Instead of making a large, lump-sum payment that can strain cash flow, a VAT loan spreads the cost over manageable monthly repayments. This allows you to retain working capital for day-to-day operations, growth, or unexpected expenses—while staying compliant with tax obligations.
At Summit Commercial Finance, we understand that paying your VAT bill in one go can create unnecessary pressure on your cash flow. That’s why we make VAT loans simple, fast, and tailored to your needs.
Here’s why businesses choose us:
Quick Access to Funds – We work with a wide panel of lenders to secure fast approvals, often within 24–48 hours.
Competitive Rates – With transparent, low-cost repayment options, you won’t pay more than you need to.
Flexible Terms – Spread your VAT bill over 3–12 months with repayments structured around your cash flow.
Relationship-Driven Service – We offer a personal, hands-on approach. You'll deal with someone who understands your business.
No One-Size-Fits-All – Every business is different. We tailor our VAT loan solutions to suit your sector, size, and seasonality.
Let us take the stress out of your next VAT bill - so you can focus on running your business.
Why choose Summit Commercial Finance for your VAT funding?
